Enter your age, salary and monthly SIP. Aurelian builds your personal money map — how much goes to equity, debt, gold, and how much stays as cash — then shows your Reality Range: the honest spread of outcomes, tested across 10,000 market scenarios. Free, in under 5 minutes.
Free · No credit card · We never touch your money — we only plan it
Indians planning for
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Goals planned
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Simulations run
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Portfolio plans
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Avg. simulated success rate*
Three steps: we learn your risk comfort, build your money map, and stress-test your goal against 10,000 market scenarios.
Your risk profile
01 · Profile your risk
Honest questions, honest score. No 'moderate' label slapped on everyone.
Portfolio blueprint
02 · Get your blueprint
Goal probability
Our simulations suggest this chance of reaching ₹1 Cr by 2044 — and show you what to adjust if that's not enough.
Scenario analysis
03 · Simulate & optimize
Big-fund tools, everyday words. You'll understand every number in your plan — and why it's there.
Most finance apps ask three vague questions and stamp you "moderate." We don't. Aurelian Capital runs your answers through a scoring engine that weighs your income stability, time horizon, goal urgency, and loss-aversion response together. The result is a composite risk score that actually reflects how you behave — not just what you say. It drives every allocation decision downstream, so the portfolio you receive is genuinely yours, not a template.
Your risk profile
Your score
7.4 / 10
Profile
Growth
Once your risk score is set, Aurelian Capital translates it into concrete numbers: a clear split of every ₹100 — this much equity, this much debt, this much gold, this much cash — matched to your score. Every percentage and every rupee figure is derived from your personal profile. We also explain why — so you understand what you own and why you own it, making you a more confident, informed investor over time. No generic 60/40 rule. Your split, from your life.
Portfolio blueprint
Monthly SIP
₹18,500 / mo
One number is a guess. A range is the truth. We test your plan against 10,000 possible market futures — good years, bad years, crashes — and show your worst case, likely case, and best case. Our simulations suggest a 74% chance of reaching ₹1 crore by 2044 — and show you what to adjust if that's not enough. Move the levers (SIP amount, timeline, target corpus) and watch your probability shift in real time. Powered by Monte Carlo simulation — the same method pension funds use to stress-test portfolios.
Goal probability — Retirement ₹1Cr
74%
success probability
Distribution of final corpus across 10,000 simulations
Markets move, and slowly your mix goes off-target — equity grows, and suddenly you hold more risk than you chose (we call this drift). Aurelian watches it for you and says plainly: 'move ₹2,000/month from debt to equity' — done. Like Google Maps rerouting you after a wrong turn. That's your Goal GPS. You do not need to sell, panic, or guess. The system tells you exactly what to adjust and when — the discipline of a wealth manager, automated and applied to your exact portfolio.
Drift alert
Recommended action
Redirect ₹2,000/mo from debt to equity SIP to rebalance.
One number is a guess. A range is the truth. We test your plan against 10,000 possible market futures — good years, bad years, crashes — each drawn from realistic Indian equity, debt, and gold return distributions.
Our simulations suggest a 74% chance of reaching ₹1 crore by 2044 — and show you what to adjust if that's not enough. That number is your compass. When markets move, you see how your probability shifts in real time.
Portfolio value, allocation drift, goal progress, and SIP health — on one intelligent dashboard that updates in real time.
Repackaged without the jargon, the fees, or the minimum investment requirements — so it works for every Indian investor, at every stage.
Every suggestion comes with its reason in plain words. No black boxes, no "just trust us". You'll understand every number in your plan and what it means.
Zero commissions, zero pushy products. Nobody here earns anything from what you invest in — so the plan serves only you.
Goal probability instead of one confident projection. You see the worst case, likely case, and best case — and what to adjust in each.
6% inflation default. 3% withdrawal rule. SEBI-compliant fund categories. Made for Indian salaries, Indian inflation, Indian goals — not a US app with a currency swap.
Clear, research-backed articles on the concepts that drive Aurelian Capital — so you understand every number in your plan.
Replace guesswork with a plan you actually understand. Free, no credit card — and we never touch your money.
Educational insights only. Not financial advice. Learn about our approach
